Every proposal uses your actual statement data and transaction mix. We put the numbers in writing.
THE PROCESS
From First Call To First Savings
Our process is designed to be fast, transparent, and completely hassle-free. Most clients are saving money within 48 hours of their first conversation.
STEP BY STEP
Your Path To
Your Path To
Lower Processing Fees
Day 4–5 — Instant Impact
Go Live & Start Saving
Your new processing is live and you start saving from your first transaction. Your dedicated local representative remains available.
- → First transaction within hours
- → Real-time reporting access
- → Dedicated rep direct number
- → Proactive rate review every six months
05
Day 3–4 — Fast & Painless
Simple Agreement & Setup
Our plain-English agreement is month-to-month with no early termination fee. We coordinate the entire setup and transition.
- → Cancel any time
- → We handle the old processor transition
- → Terminal or POS configured same day
- → Zero downtime while switching
04
STATEMENT REVIEW
OVERCHARGE IDENTIFIED
- Interchange Fee $40.00
- Tiered Markup $63.00
- Hidden PCI $86.00
- Statement Fee $109.00
POTENTIAL SAVINGS
$435 / mo
Day 1 — Takes 10 Minutes
The Free Consultation
Everything starts with a simple, no-pressure conversation. There is no commitment or sales pitch — just an honest conversation about your business and your current processing situation.
- → Tell us your business type and monthly volume
- → Share any pain points with your current processor
- → We explain how we work and what to expect
- → No credit check or application fee at this stage
01
SAVINGS PROPOSAL
Current Monthly Fees
$847
Merchant Hero Fees
$412
MONTHLY SAVINGS
$435
Day 2–3 — Side-By-Side Comparison
Your Custom Savings Proposal
Within 24 hours of receiving your statement, we build a line-by-line proposal showing what you pay now versus Merchant Hero.
- → Current versus Merchant Hero rate comparison
- → Monthly savings and annual projection
- → Every fee disclosed up front
- → Keep the proposal regardless of your decision
03
AGREEMENT
MONTH-TO-MONTH
- No long-term contract
- No early termination fees
- Plain-English terms
- Cancel anytime
SETUP PROGRESS
100%
Day 1–2 — We Do The Work
Your Statement Analysis
Send us your most recent processing statement. Our team completes a deep-dive analysis of every fee, markup, and charge.
- → Identify hidden fees and inflated markup
- → Calculate your true effective rate
- → Map exactly where savings are possible
- → Receive a full analysis document, free
02
DASHBOARD
ACTIVE ✓
TOTAL SAVED THIS MONTH
$435
QUICK OVERVIEW
The Whole Process
The Whole Process
In Under A Week
Free Call
Day 1
Statement Review
Day 1–2
Your Proposal
Day 2–3
Setup
Day 3–4
Saving Money
Day 4–5
COMMON QUESTIONS
Everything You Want
Everything You Want
To Know Before Starting
Absolutely not. All agreements are month-to-month with no early termination fees.
Most clients are fully set up and saving within 3 to 5 business days. With compatible hardware, we can sometimes have you processing the same day we receive your signed agreement.
No. Statement analysis, proposal, and setup are all handled with no upfront cost.
Just your most recent processing statement — a PDF, phone photo, or forwarded email works. We do the rest.
We review your agreement and advise on the best path. We can often help negotiate or offset exit costs through your savings.
Interchange-plus pricing scales naturally with volume, without penalties for slower months.
No. We coordinate the transition so your existing setup keeps processing until the new Merchant Hero setup is tested and live.
"
"Merchant Hero unified our three cafés, cut our rates, and gave me a single dashboard for all locations."
— Angela S. , Third Wave Coffee Co. · Central Austin, TX
Switched in 4 Days
Saving $800/Month
Your First Step Costs
Absolutely Nothing
Send us your statement or give us a call. We'll show you the savings — no commitment required.