From storefronts to e-commerce, Merchant Hero has the right payment solution for every Austin business — at the lowest rates guaranteed.
For B2B payments, contractors, and high-ticket transactions — ACH bank transfers are faster and far cheaper than card processing. We set up electronic check and ACH solutions that reduce your per-transaction cost dramatically.
Eliminate your credit card processing fees entirely with our compliant cash discount program. Card-paying customers are charged a small service fee, cash customers get a discount — and you keep 100% of every sale. Fully legal, fully transparent.
We guarantee the lowest credit card processing rates in Austin — period. Whether you run a high-volume retail store or a small café, we analyze your current statement and build a custom rate structure that saves you real money every single month.
Sell online with confidence. We integrate secure, PCI-compliant payment gateways into your website or e-commerce store — compatible with Shopify, WooCommerce, Wix, and custom builds. Your customers get a smooth checkout, you get lower fees.
Turn one-time buyers into loyal regulars. Our branded gift card and loyalty programs are easy to set up, integrate directly with your POS, and give customers a reason to come back — and bring friends.
Been declined by traditional processors? We specialize in securing reliable payment processing for high-risk industries including automotive, CBD, firearms, travel, and more — with competitive rates and stable accounts.
Never miss a sale because you’re away from the register. Our mobile payment solutions let you accept cards anywhere — farmers markets, job sites, trade shows, or tableside. Fast setup, same low rates.
Upgrade your checkout experience with modern POS hardware and software tailored to your industry. From retail to restaurants to salons, we deploy and configure the right system for your workflow — including full staff training.
No matter your business type, we have experience crafting the right payment solution — and the local knowledge to back it up.
Unlike the big processors, we explain exactly what you pay and why. Here's a breakdown of how merchant processing pricing actually works — and why ours is lower.
Set by Visa/Mastercard — the same for every processor. This portion is non-negotiable and identical regardless of who you use.
This is where the difference is. Most processors hide large markups in confusing tiered pricing. Merchant Hero uses a flat, transparent markup — always disclosed.
PCI compliance, statement fees, gateway fees — we itemize every single one upfront. No phantom charges on your statement ever.
Get your free, no-obligation statement analysis and find out exactly how much Merchant Hero can save you.